Mortgage Education Tips from www.CreditIQBook.com: ======================================================== Times are tough for a lot of folks right now!
Let’s face it. The number of people affected by the downturn in the housing market is staggering. We all know of someone personally or professionally who has seen their credit scores plummet in the last 12 months for a variety of reasons --job loss, foreclosure, health issues and the list goes on.
The big questions now is 'how can we recover?' If you're experiencing challenges yourself or working with those who are, you just may need to Sharpen Your Credit IQ. The more you know about overcoming credit challenges, the better your chance of doing just that. The good thing is that it doesn't have to be an expensive project. In fact, most of the proactive steps are ones you can do yourself for little or no money.
Here are a few quick examples:
1. Get a free copy of your credit report today. Go to www.annualcreditreport.com. Stay away from the places that claim to be free and then trick you into a hard-as-heck-to-cancel monthly subscription service.
2. Learn how to correct and dispute errors on your credit report. It's a simple format that can be done online or by mail. Visit any of the major credit repositories for more details:
3. Learn what makes up your credit score and what you can do right now that will have a positive impact in the near future.
So, don’t wait until you’re in a jam. Boost your Credit IQ today.
Check out this self-help resource at www.CreditIQBook.com
Inside this handy tool, you'll find great tips like:
- Understanding the language of credit - The elements that make up your credit score - How to boost your credit score - How to check your 4th credit score (it's not just the 3 you know) - Sample credit guidelines for mortgage loans - Collection agency violations to look out for - Forms and worksheets for better credit management - And more...
As always, feel free to forward your questions to us at support@completemortgageprocessing.com
Have a Great Day!
Stephanie and the team at Complete Mortgage Processing www.CreditIQBook.com
