After reading this helpful guide, you'll understand:

1. The important credit terms and acronyms you must know to have a healthy Credit IQ
2. How to develop a credit plan to qualify for the credit you deserve
3. What's really behind your credit score and how it impacts your life everyday
4. Easy steps for building or re-establishing good credit
5. How to handle delinquent accounts and relentless creditors by phone and in writing
6. How to explain your financial situation so that creditors are willing to work with you
7. Great strategies for staying on top of your credit profile
8. Credit resources that you'll want to use again and again